Are Audi A1 models cheap to insure?
Learn about Audi A1 insurance group prices in our guide
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Audi A1 insurance group prices are likely one of the big things you’ll be considering before taking the plunge and buying.
The A1 is a stylish hatchback that’s a great first step into the world of premium cars.
Luxury cars can be more expensive to insure, and an A1 can be pricier to cover than budget hatchbacks, but won’t break the bank.
Get the details on Audi A1 insurance group costs in our guide.
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Audi A1 insurance groups explained
Car insurance costs in the UK are based on two sets of factors – your car and your personal circumstances.
Insurers will consider things like your driving experience (including any previous insurance claims), annual mileage, and where you park your car overnight.
They’ll then also look at the insurance group your car is placed in. These groups range from one to 50, and the lower groups are the cheapest to get covered.
So, if you want cheap Audi A1 insurance, look for models in the lower insurance groups.
Things that can influence insurance groups include:
Performance of the car
Security features
Safety features
Original cost
Audi A1 insurance group ratings
Even though it’s a premium car, the Audi A1 can be surprisingly affordable to insure because of things like its economical engines and safety tech.
A1 Sportback models from 2018 onwards sit in groups 14 to 31, while models from 2012 to 2018 cover groups nine to 38.
Most and least expensive A1 models to insure
For models after 2018, the 25 TFSI Sport S Tronic model is typically the cheapest to insure in group 14.
The priciest of the 2018-onwards bunch will typically be the group 31 offering – the S Line Competition 40 TFSI 200PS S Tronic models.
There’s plenty of mid-ground covered as well. The SE 30 TFIS 116PS is in group 20, with the Technik 25 TFSI 95PS in group 16.
If you’re looking at older models, the 1.2 TFSI is the cheapest to insure in group nine. In group 38, the S1 Competition Nav 2.0 TFSI 231PS Quattro is the most expensive.
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Average A1 insurance cost for young drivers
Insurance for new drivers can be more expensive as insurers often think you’ll be a higher risk.
This does mean that insurance prices typically go down as you get more driving experience, so it won’t be that pricey forever.
If you want an Audi A1 as your first car, you might find that your insurance is significantly cheaper after the first year.
That’s as long as you don’t make any insurance claims in the meantime, as this can drive the price back up.
Choosing an Audi A1 in a lower insurance group can help keep costs down, and building up your experience and that no-claims discount will help reduce costs going forward.
How Audi A1 insurance compares to premium rivals
There are a few premium hatchbacks on the market that rival what the A1 can offer, but do they bring cheaper insurance?
Audi A1 vs. BMW 1 Series
The BMW 1 Series is a feisty hatchback that’s got aggressive BMW appeal, and it can be pretty similar to the A1 for insurance.
You’ll find 1 Series models from 2019 onwards in insurance groups 16 to 28, with models from 2011 to 2019 in groups 12 to 24.
That doesn’t include the 1 Series M Performance options that sit further out in group 39.
Audi A1 vs. Mercedes A-Class
Another of the A1’s closest rivals, Mercedes A-Class models from 2018 onwards range from insurance groups 15 to 32 – similar to the range of the A1 and 1 Series.
The A108d 2.0 SE model is typically the cheapest A-Class to insure in group 15.
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Getting affordable Audi A1 car insurance
So, you know that insurance groups are a good indicator and are aware insurance providers look at individual circumstances, but are there any ways to make A1 insurance cheaper?
There are a few things to consider, including:
Get a few quotes from insurance providers
Can you cut back your annual mileage?
Find a safer location to park overnight
Weigh up black box insurance
Avoid modded cars
Add another driver with more experience to your policy
Take a look at our full range of used Audi A1 models to find your perfect fit.