Cheapest Land Rover to insure
Discovery the cheapest Land Rover to insure with our guide to low-cost, budget-friendly models and insurance tips
)
By Craig Hale
Last updated: 20 May 2025
Nobody will ever know that you've bought the cheapest Land Rover to insure, because all Land Rovers for sale are high-end examples of the ultimate SUVs.
With exceptional, class-leading off-road abilities and the interiors to match, we've listed the models that represent the best value for money, including even the cheapest Range Rover to insure.
Remember that cheap is relative, so we're comparing trim level and engine configurations within each of these models.
)
What are the cheapest Land Rovers to insure?
Land Rover Discovery Sport D165 S
Land Rover Discovery D250 S
Land Rover Defender 90 D200 S
Land Rover Defender 110 D200 S
Land Rover Defender 130 P300 X-Dynamic SE
Range Rover Evoque D165 R-Dynamic
Range Rover Velar D200 R-Dynamic
Range Rover Sport D250 S
Range Rover P400 Autobiography
The cheapest Land Rovers to insure based on insurance groups
Land Rover Discovery Sport D165 S
 "Land Rover Discovery Sport driving")
Insurance group: 26
The Land Rover Discovery Sport is quite possibly the most versatile model in the family – its fairly compact dimensions mean it's easy to handle around town, but you can get up to seven seats for maximum practicality.
As standard, this particular model gets a large touchscreen infotainment display with a reversing camera, dual-zone climate control and bright LED headlights. The D165 engine also offers strong fuel economy compared to the other diesel engines in the range, working in tandem with the low insurance group to keep running costs at a minimum.
 "Land Rover Discovery Sport banner")
Land Rover Discovery D250 S
 "Land Rover Discovery")
Insurance group: 38
The full-sized Land Rover Discovery offers genuine seven-seat space with exceptional comfort, including air suspension for a smooth ride. You might want to pick this model for its superior towing capacity or its larger boot space, especially with the two rear rows of seats folded flat.
Most models come with a 3.0-litre engine, but this 2.0-litre D250 model gives you better fuel economy and that all-important affordable insurance premium. Standard equipment includes a powered boot lid, heated and electrically adjustable front seats and an 11.4-inch infotainment display.
 "Land Rover Discovery review banner")
Land Rover Defender 90 D200 S
 "Land Rover Defender off-road")
Insurance group: 28
Inspired by a decades-old classic, this Land Rover Defender 90 has three doors and a cutesy look, albeit on a pretty large scale. Inside, it has a more durable feel to other Land Rovers, but it still doesn't compromise on material quality – a must for any Land Rover.
It might be one of the lower trim levels, but you still get premium features like keyless entry, air suspension and a 360-degree parking camera. The D200 engine has plenty of torque, being a 3.0-litre unit, so it's great for towing or off-roading.
 "Land Rover Defender review banner")
Land Rover Defender 110 D200 S
)
Insurance group: 32
All '110' means in the case of the Land Rover Defender is that you get a longer body and an extra pair of doors, which makes getting in and out of the back easier.
This is exactly the same trim and engine configuration as the shorter '90' above. Both get Land Rover's Terrain Response off-roading system with different drive modes.
Land Rover Defender 130 P300 X-Dynamic SE
 "Land Rover Defender 130")
Insurance group: 41
Not only is the '130' model even longer, but this version of the Land Rover Defender has up to eight full-sized seats. It's a far more stylish way of ferrying about the whole family than, say, a van.
Most lower trim levels are unavailable for this large model. The X-Dynamic SE trim includes a sliding panoramic sunroof, an upgraded Meridian sound system and three-zone climate control. Thankfully, the P300 petrol engine is a 2.0-litre unit, so you won't be paying 3.0-litre prices at the pump.
Range Rover Evoque D165 R-Dynamic
 "Range Rover Evoque")
Insurance group: 24
The Range Rover Evoque is a firm favourite up and down the UK because it has all the style of the full-sized Range Rover but in a much more affordable package. It has sleek and luxurious looks with a coupé-like design, including pop-out door handles.
The D165 diesel engine should be the most economical version of the Evoque (unless you're entertaining the idea of a plug-in hybrid), but the R-Dynamic trim adds a sportier and more aggressive style to the standard version, including plenty of gloss black.
Range Rover Velar D200 R-Dynamic
 "Range Rover Velar")
Insurance group: 35
The Range Rover Velar is another svelte family SUV, with smooth on-road driving dynamics and the obligatory off-road tech. It's the sort of car that belongs around the high-end areas of London, and won't look out of place in Monaco.
R-Dynamic means you get a sporty upgrade over the regular trim, and the D200 diesel engine should be able to average around 40mpg, making it a worthy rival to the Porsche Macan.
 "Range Rover Velar review banner")
Range Rover Sport D250 S
)
Insurance group: 44
The Range Rover Sport has gone from being the Range Rover's smaller sibling to having as much appeal if not more – you get the bigger car's extreme luxury with the latest-generation styling, plus an immensely spacious interior.
Base-spec S models don't cut corners, with full leather upholstery, keyless entry and a powered boot lid. The best part is the air suspension can lower the car by 50mm to make it easier for you to load shopping into the back, too. The D250 mild hybrid engine uses a punchy 3.0-litre unit for brisk acceleration, too.
)
Range Rover P400 Autobiography
 "Range Rover")
Insurance group: 47
Don't be put off by the fact that most full-sized Range Rovers these days are in insurance group 50, because plenty of other factors influence how much you'll pay. Still, this version with a 3.0-litre petrol engine sits in group 47, making it somewhat of a rarity.
The best part? Autobiography is a top-spec edition with all the bells and whistles, like a sliding panoramic sunroof, soft-close doors and a fridge under the front armrest.
)
Find Land Rovers that are cheap to insure for sale
Whether you're after rugged practicality or maximum luxury, there's a Land Rover or Range Rover to suit every lifestyle.
From the cheapest Land Rover to insure to the cheapest Range Rover to insure, these models prove that capability, comfort and relative affordability can all go hand-in-hand.
)