Is the SEAT Ibiza cheap to insure?
Our guide to SEAT Ibiza insurance groups and the costs of getting your car covered
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If you’re tempted by the sunny-sounding Ibiza hatchback, you might be wondering, ‘Are SEAT Ibizas cheap to unsure?’.
The good news is – you can get cheap SEAT Ibiza insurance. It’ll depend on the model you pick and your own circumstances, though.
Learn more about SEAT Ibiza insurance group prices in our guide below.
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SEAT Ibiza insurance group ratings explained
Insurance groups can be a helpful indicator of SEAT Ibiza insurance prices, so they’re a handy thing to check before buying a car.
Groups range from one to 50, with the lowest groups being cheapest to insure. Insurance groups are based on things like:
Value of the car
Time it takes to repair the car
Performance
Safety features
Price of parts and repairs
SEAT Ibiza insurance groups
SEAT Ibiza insurance groups typically start at group two and go up to group 19.
The cheapest model to insure will likely be the Ibiza S 1.0 MPI, which sits in group two.
And the Ibiza FR 1.5 TSI EVO 150PS is one of the most expensive Ibiza models to get covered, sitting in group 19. There are plenty of midway options, like the SE 1.0 TSI 95PS in group eight, or the 1.0 TSI 110 FR Edition in group 13.
Average Ibiza insurance costs
While insurance groups do influence the average cost of Ibiza insurance, insurance providers also look at individual factors.
These can include:
Your driving history – including previous insurance claims
Where you park your car overnight
Your job title
Predicted annual mileage
To get the most accurate SEAT Ibiza car insurance price, you’ll need to get a quote from an insurer. Comparison sites can also help you find the best rates.
If cheap car insurance is your priority, we recommend choosing Ibiza models with smaller engines. Models like the FR Sport have performance and can be pricier to insure.
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How Ibiza insurance prices compare to rivals
The Renault Clio is a close rival of the Ibiza, and both models can cost about the same to insure. Clios sit in groups three to 29, but most are between 10 and 18.
You might also be tempted by the Ford Fiesta – another great hatchback choice. Fiestas fall in groups two to 20, so very similar to the Ibiza. The EcoBoost hybrid engines are typically the most expensive to insure but are still not too pricey.
Another classic, the Volkswagen Polo, rivals the Ibiza with impressive insurance costs. They sit in insurance groups one to 15, so might be even cheaper than the Ibiza to get covered.
Getting cheaper SEAT Ibiza car insurance
There are a few things you can do to get cheaper SEAT Ibiza car insurance.
Add another driver – an extra driver on your insurance policy can actually help bring costs down, especially if they have plenty of driving experience
Cut down your annual mileage – being on the road less can mean you’re less likely to be involved in an insurance claim, bringing down your costs
Avoid modifications – aftermarket mods can increase insurance prices, and invalidate your policy if you don’t notify your insurer
Pay annually – car insurance is usually cheaper if you pay upfront rather than monthly
Consider a black box – black boxes monitor your driving and can reward safe driving with cheaper insurance
Conclusion: are SEAT Ibizas cheap to insure?
SEAT Ibizas can be cheap to insure if you choose a model in a low insurance group and try our tips for reducing costs.
Staying away from performance-focused models with bigger engines can help save money, so we recommend options like the S and SE trims, with the 1.0 engines.
Take a look at our full range of SEAT Ibiza models to find the right fit for your budget.