Is a Toyota Aygo cheap to insure?
Toyota Aygo models are popular among drivers young and old, but what do they cost to insure?
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Toyota’s smallest car is quirky and enjoyable to drive, but is the Toyota Aygo insurance group affordable?
If Aygo insurance costs are a decider on whether this hatchback is right for you, you’ll be pleased to hear they can be cheap to get covered.
Learn more about Toyota Aygo car insurance prices and see if they fit your budget.
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Toyota Aygo insurance group ratings explained
Car insurance costs are based on you as the driver and the insurance group the car is in.
Things like your driving experience, previous insurance claims, and your predicted annual mileage can affect insurance costs.
For insurance groups, cars are sorted into insurance groups one to 50. The lower the group, the cheaper to insure.
Things that can influence insurance groups include:
Performance
Safety
Security
Original cost of the car
Toyota Aygo insurance groups
The Toyota Aygo was replaced by the Aygo X in 2021, so you’ll need to look at the insurance groups for the exact model you’re going for.
The earlier Aygo, launched in 2005, sits in insurance groups two and three.
The Aygo X then moved up slightly, appearing across groups five to seven.
That makes all Aygo options among the cars cheapest to insure.
Most affordable Toyota Aygo versions to insure
There isn’t much variation for Toyota Aygo insurance prices, as all models are going to be inexpensive to get covered.
For the absolute cheapest, look for the 1.0 VVT engines in the Active, Blue, Sport, Air Edition and Edge trims.
The Exclusive, Undercover and Limited Edition trims are going to be slightly more expensive to insure.
Are Toyota Aygo models cheap to insure for young drivers?
Car insurance for younger and new drivers is typically more expensive, even if the car is in a low insurance group.
Insurers typically view new drivers as higher risk, but that does mean that costs are likely to go down as you gain experience on the road.
It’s impossible for us to say how much Toyota Aygo car insurance will be exactly. It’s best to get a quote from your insurance provider.
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How Aygo insurance compares to other city cars
For motorists living in urban areas, there’s nothing quite like a compact city car for nipping about in.
How do other favourite picks compare to the Toyota Aygo?
Toyota Aygo vs. Volkswagen Up
The Volkswagen Up is an iconic city car that’s siblings with the Skoda Citigo and SEAT Mii.
Fuel-powered VW Ups from 2012 onwards are some of the cheapest small cars on the market to insure.
Sitting in insurance groups one to 17 (the GTI models being the costliest to get covered), it can be competitive with the Aygo.
Toyota Aygo vs. Hyundai i10
Toyota and Hyundai find themselves competing a lot, and the Aygo and i10 are no exception.
The Hyundai i10 (from 2020 onwards) typically sits in insurance groups one to ten, so small engine options may be slightly cheaper to insure than the Aygo X models of the same year.
Toyota Aygo vs. Renault Twingo
The Renault Twingo brings its own type of quirky styling that will appeal to fans of the Aygo, but are they cheaper to insure?
Twingo models from 2014 onwards sit in insurance groups two to 11, so can be slightly cheaper or slightly more expensive to insure compared to an Aygo.
Tips for getting cheap Toyota Aygo insurance
There are a few things you can do to cut back on insurance costs. You might want to try:
Getting quotes from an insurance comparison site
Covering fewer miles annually
Picking a safer location to park overnight
Looking at black box insurance
Avoiding any car modifications
Adding another driver to your policy
Take a look at our line-up of used Toyota Aygo and Aygo X models to find one that suits your budget.