Is a Toyota Yaris models cheap to insure?
Get the details on Toyota Yaris insurance groups to get an idea of how much it’ll cost to get covered
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Getting your head around Toyota Yaris insurance group prices is key if you’re tallying up running costs.
This quirky hatchback is beloved on UK roads for its comfortable drive and low costs – but insurance can be a tricky thing.
Based on the car you choose and yourself as a driver, there are a few different factors that decide insurance costs.
Luckily, overall, the Yaris is usually cheap to insure and a great option for new drivers.
Learn more about Toyota Yaris insurance in our guide below.
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Toyota Yaris insurance group ratings
We mentioned earlier that insurance costs are based on the car and the driver, so there are a few things to keep in mind.
Insurers look at things like driving experience, previous insurance claims, and annual mileage to get an idea of you as a driver.
They also look at the car you want to insure and its insurance group. These are groups that cars are sorted into based on things like:
Performance
Original cost
Security and safety features
Insurance groups range from one to 50, with the lowest groups being the cheapest to insure.
Toyota Yaris models from 2020 onwards sit in insurance groups 13 or 14, with the sporty GR model in 35 and 36.
Older models (from 2011 to 2020) are in groups three to 12, with the performance-focused GRMN edition all the way in group 36.
So, looking at insurance groups alone, you can see the Toyota Yaris is going to be a cheap car to insure – as long as you don’t go for a GR or GRMN model.
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Most and least affordable Toyota Yaris to insure
If you’re looking at newer models from 2020 onwards, the 1.5 Hybrid Icon is going to be among the cheapest to insure in group 13.
Still, other models from this time period only go up to group 14 – so you’re never going to be breaking the bank.
Older models from before 2020 are where you’ll find the most variation, with the 1.0 VVT-i Edition the cheapest to get covered in group three.
If we don’t include the outlying GRMN model in group 36, the highest models from 2011 to 2020 are in group 12. These include the 1.4 and 1.3-litre engines in a few different trims.
Average Toyota Yaris insurance costs for young drivers
It’s tricky to say exactly how much Toyota Yaris insurance will cost for different drivers, but it’s a safe bet that new drivers will typically have to pay more.
Insurers see young drivers with less experience as a higher risk, so your first year of Yaris insurance might be more than you’d expect.
Your best move is to spend that first year driving safely and staying out of trouble, and your insurance company will likely reward you with a cheaper renewal.
How Yaris insurance compares to other cars
We know the Yaris is a top pick if you want cheap insurance, but how do similar models compare?
Toyota Yaris vs. Skoda Fabia
Skoda Fabia models from 2015 to 2021 sit in insurance groups one to 14, so it’s always going to be a spectacularly cheap car to insure.
It’s not too different from Yaris models from around that time period, and both cars are known to be reliable and high quality.
Toyota Yaris vs. VW Polo
The Polo is also similar in insurance costs to the Yaris. Models from 2017 onwards find themselves in insurance groups one to 15, so there are more models on the lower end than the Yaris.
If you want something that’s practical but still comfortable to drive, the Polo (and the Fabia)are great options. The Yaris is the car to pick if you want something a bit quirkier.
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Tips for getting cheap Toyota Yaris insurance
There are a few things you can do to knock your Yaris insurance costs down. You could try:
Using insurance comparison sites for different quotes
Cutting back on your annual mileage if you can
Choosing somewhere safer to park overnight
Seeing if black box insurance will be any cheaper
Skipping the modifications for your Yaris – it's great just as it is
Adding a more experienced driver to your policy
Take a look at our full range of used Toyota Yaris models and find your perfect match.